New

Credit Risk Manager - Orlando, FL

Valley National Bank
$71,900.00 - $122,600.00 / yr
paid time off
United States, Florida, Orlando
450 South Orange Avenue (Show on map)
Dec 11, 2025
Back Credit Risk Manager #25-1246 Orlando, Florida, United States Apply X Facebook LinkedIn Email Copy Expected Work Hours 8:30 - 5:00 Job Description Responsibilities include but are not limited to: Prepares a full credit package for complex loan requests generally involving loan exposure in excess of $10 million, which shall include an in depth high quality credit analysis covering financial analysis, cash flow analysis, collateral assessment, evaluation of repayment sources, assessment of the loan structure and assignment of a risk rating. Performs global analysis of large exposure customers within the commercial loan portfolio with duties including: Gathering data via collaborative efforts with loan officers and/or customers for large exposure global reviews. Such information shall include global cash flows, financial statements, tax returns and K-1 schedules as well as credit files, officer's memos and appraisal reports. Analysis of data gathered to identify and assess trends, issues and concentrations within the customer relationship. Preparation of high quality, well written reports assessing risk exposure, credit quality and risk outlook within each large exposure relationship. Assists the Team Leader in the supervision of junior members of the team by providing training and guidance to the staff. Ensures loan structure is consistent with Loan Policy. Identifies credit policy exceptions and incorporates suitable mitigants into the credit package. Proactively communicates with Loan Officers during the underwriting process. Conducts and participates in customer meetings/conference calls. Participates in department projects as requested. Requirements Required Skills: Strong knowledge of financial accounting. Thorough understanding of commercial credit and strong credit quality skills including accounting, financial statement analysis and cash flow analysis experience. Strong analytical and problem solving skills. Strong organizational skills with attention to detail. Excellent communication skills: express ideas and convey technical information in writing and verbally. Proficient in Microsoft Word and Excel and performing internet searches. Ability to work in a fast paced environment and move quickly through assignments to ensure deadlines are met. Ability to work effectively with individuals and groups to manage internal and external customer relationships. Thorough understanding of risk and consequences of errors in formulating decisions and providing direction to others. Required Experience: High School Diploma or GED and a minimum of three (3) years of experience in underwriting commercial loan and or commercial real estate deals or three (3) years of VNB credit underwriting experience combined with the completion of formal training. Bachelors Degree preferred. Full-time/Part-time Full-time FLSA Exempt Location(s). 450 South Orange Ave Suite 100, Orlando , Florida 32801 , United States Total Rewards Summary We provide a comprehensive and competitive total rewards package including base salary determined by factors such as the role, relevant experience, skill set, and geographical location. Eligible positions may also be eligible to receive commission-based compensation and/or discretionary incentive compensation, which may be awarded as cash or forfeitable equity, recognizing individual performance and contributions. In addition to financial compensation, we offer a robust suite of benefits tailored to meet diverse employee needs based on eligibility criteria. These include comprehensive health care and insurance plans, retirement savings options, tuition and adoption reimbursement programs, paid time off, mental health support, and other valuable benefits programs. Further details regarding total compensation and benefits will be shared during the hiring process. Job Details Pay Range Pay Range The estimated pay range for this job. Disclosing pay information promotes competitive and equitable pay. The actual pay rate will depend on the person's qualifications and experience. $71,900.00 - $122,600.00 / year Pay Transparency In order to support the Fair Compensation Strategy by the US Govt., HR Dept., clients are required to adhere to "Pay Transparency Law"; in the impacted states; that have mandated the employers to list the salary ranges in Job advertisements or postings for job opportunities and Job promotions.