Equipment Finance Analyst

At Pinnacle, our goal is to create an atmosphere where people can become fully engaged, enjoy what they're doing and be successful. We work to ensure that every associate embraces what makes Pinnacle different and excellent. For us, it starts with hiring the right people.

• We hire like-minded people who share our values of Integrity, Fairness, Learning, Results, Partnership, Balance and Discipline.
• We hire experienced professionals who understand the industry and provide effective advice.
• We hire candidates who demonstrate a passion for client service. People who understand that distinctive service is more than smiling and being friendly - it's about creating a client experience that is unmatched.

But attracting the right people is only half the battle. We have to ensure that every associate understands their actions affect the outcomes of the firm. Our Position Descriptions are not designed to list every aspect of a position but to serve as a general overview.

SUMMARY OF POSITION:

An Equipment Finance Analyst should demonstrate commitment to delivering distinctive service. This position will be responsible for various activities within the Equipment finance group to include booking Equipment Finance loans/leases, reviewing Equipment Finance loan/lease packages for accurate documentation and data integrity, reviewing commercial credit approval within the guidelines of the firm's policy, and citing/clearing collateral exceptions noted within review. Responsibilities may also include ensuring transactions are properly perfected by completing UCC filings and ordering/reviewing UCC searches as well as posting loan/lease payments to the Core system or Infolease, as applicable.

PRIMARY RESPONSIBILITIES:

• Provide distinctive service to clients and prospects, in person and over the telephone. Respond to client inquiries and satisfactorily resolve client issues. Support firm-wide achievement of the three-ring standard (all phones answered by a live person within three rings).
• Review equipment finance loan/lease packages within the guidelines of the firm's loan policy, Credit Approval Narrative [Global Wave], and within the timelines of established service level agreements.
• Review system of record for data integrity.
• Manage the perfection of equipment finance transactions, both loans and leases.
• Track and report on credit policy exceptions.
• Meet all the client's financial needs, both business and personal, and refer clients to other specialty areas such as Trust, Investments, Insurance, Treasury Management, etc. as appropriate.
• Assist other team members as needed to ensure delivery of distinctive service.
• Perform other related duties and responsibilities as assigned.

DESCRIPTION OF EXPERIENCE, EDUCATION, AND TRAINING:

• College degree is preferred - finance or business-related field.
• Minimum of 10 years' experience in financial services.
• Knowledge of lending process, specific to equipment finance loans and leases.
• Proficient in Microsoft Office (Word, Excel, and PowerPoint) or related software.
• Knowledge of federal and state banking regulations and compliance.

DESCRIPTION OF CAPABILITIES, PHYSICAL REQUIREMENTS, AND ABILITIES:

• Excellent interpersonal skills, including verbal and written communication skills.
• Proven analytical ability and attention to detail.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Understanding of critical lending documentation, general business systems and internal controls.
• Ability to work in a fast-paced environment and work well under pressure with a high degree of accuracy.
• Ability to work independently and prioritize daily tasks.
• Excellent client service skills. Tact and diplomacy in dealing with both clients and associates.
• The physical activities of this job include but are not limited to the ability to stand and sit for prolonged periods of time, use of manual dexterity, verbal communication, visual acuity, repetitive motion, and the ability to hear. Often long periods of mental concentration are required. Other activities are the ability to bend, climb, balance, stoop, kneel, crouch, reach, walk, push, pull, lift, and grasp.

POSITION STATUS: NON-EXEMPT

DATE: 05.11.2023

Pinnacle is an Equal Opportunity and Affirmative Action Employer committed to supporting a culture of inclusivity that builds a diverse workforce so we can support the many different communities we serve. All otherwise qualified associates and applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender expression and/or identity, national origin, age (40 and over), genetic information, disability, protected military or veteran status, pregnancy or pregnancy-related conditions, or other status protected by law.