Community Reinvestment (CRA) Fair Lending Analyst

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We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

OFFICE LOCATION:

Fort Worth, Texas, United States

SCOPE/CONTACTS: The CRA/Fair Lending Analyst (the Analyst) will assist the CRA and Fair Lending Officers with evaluating the Bank's performance under the Community Reinvestment Act and related fair lending regulations. The incumbent will interact with bank management and staff, community stakeholders, and employees of the Bank's regulatory agency. This position may require periodic travel not to exceed 20 percent.

MINIMUM QUALIFICATIONS: The incumbent must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The incumbent must:

• Have a minimum of two years of experience in banking or related field. Familiarity with CRA, HMDA, and lending is preferred
• Be proficient with Microsoft Office Tools, especially EXCEL
• Have strong written and verbal communication skills

• Be able to understand and interpret CRA and Fair Lending statistical data
• Be comfortable with rapid pace and managing tight deadlines, including the ability to multitask and prioritize
• Be self-motivated and proactive.

ESSENTIAL FUNCTIONS:

• Track and analyze the Bank's lending, investments and community development (CD) services to ensure the Bank meets the needs of the communities the Bank serves, including those of low- and moderate-income people and geographies.
• Track and analyze the Bank's lending and other products and services to ensure the Bank meets the needs of the communities the Bank serves, including those geographies with majority minority census designations.
• Utilize RiskExec and Kadince software to produce CRA and Fair Lending performance reports for Lending (Consumer, Community Development, HMDA, Small Farm/Small Business and/or 1071-Small Business Lending).
• Assist in the preparation and integrity of CRA data.
• Review reports, data, and individual loans and investments, along with CD services to ensure all CRA reportable activity has been identified as such and fully disclosed with all pertinent information. This may include working with the appropriate lender or responsible parties to obtain the correct data.
• Review reports, data, and individual loans to ensure all aspects of the Fair Lending program are fully implemented and problems are addressed. This may include working with the appropriate lender or responsible parties to obtain corrective action.
• Collect and build economic, demographic, and performance data to ensure that the Bank's CRA and Fair Lending objectives and performance goals are met.
• Assist in developing periodic CRA and Fair Lending training.
• Maintain the Bank's CRA public file as required by the Community Reinvestment Act.
• Participation in Bank sponsored community outreach programs such as teaching financial literacy classes.
• Other duties as assigned.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)