Credit Risk Data Analyst

Location:

Credit Portfolio Management (CPM) is Credit Risk's centralized analytics area, collaborating with key stakeholders throughout the Bank to strengthen our Credit decision-making and portfolio-level understanding of Credit risk. This role will support these efforts through content-rich coverage of assigned areas, analytical work using internal and external data on various factors (industry, macro, etc.) and communicating the results with senior leaders across the organization.

• Participate in moderate to complex forms of analysis, leveraging technical skills to digest and draw insights from both internal and external data sets
• Conduct research investigating quantitative measurement of credit portfolio performance. Extract timely and accurate data from data systems (Cognos, Tableau) to produce meaningful financial analysis.
• Take on continuous improvement mindset to credit portfolio analytics, including contributions to the annual recalibration of tolerances and limits with active collaboration with Treasury, LOB and Credit partners
• Develop technical tool capabilities (Cognos, Tableau, SAS) and business acumen
• Partner across CPM to investigate the credit portfolio's risk composition ahead of potential business cycle migrations, industry risk migrations, regional risk migrations, and name specific credit migrations

• Perform additional duties or project work as assigned.

• Bachelor's degree in Mathematics, Statistics, Data Science, Engineering, Finance, Economics, Computer Science, Data and Business Analytics or other quantitative fields of study or relevant experience.
• Knowledge of SQL, SAS, Python, or other programming languages is a plus; Interest in developing these skills and love of data is a must
• An inquisitive nature, strong communication skills, detail orientated, advanced interpersonal skills; accuracy, focus and teamwork are required
• This candidate should also be detail-oriented and have the ability to multi-task; accuracy in analysis and the timely achievement of goals is crucial to success in this role
• Ability to analyze data across multiple channels and quantify business impacts related to past and future strategic decisions; Passionate about problem solving and data, with a love of identifying trends and insights
• Strong written and oral communication skills, with ability to articulate insights drawn from data in a clear and concise manner for larger audience business partners and executive leadership.
• Proficiency with:
  • Microsoft Excel / PowerPoint
  • Data visualization
• Understanding of:
  • Foundational awareness of how to extract data from centrally managed database systems
  • Process flow and automation
  • Basic quantitative methods

• Experience with data visualization tools (e.g Tableau, Power BI)
• Experience with Analytical programming languages (e.g. Python, R, SAS)
• Familiarity with big data and understanding the need to navigate data warehouse and/or data supply chain
• Experience working with cloud technologies (e.g AWS, GCP, Azure, or others)

• Communication: Ability to speak, write and present clearly; Uses various media appropriately and effectively; Has emerging presentation development and delivery skills.
• Partnering / Influencing: Demonstrates relationship building and interpersonal skills; Proactive communication and informed suggestions with partnerships; Helps solve business problems and meet business goals through collaborative process
• Business Acumen: Understanding of business partner strategy and the business of banking at a high level; Demonstrates strong foundation of business fundamentals, measurement, and business finance
• Critical Thinking / Problem Solving: Recognizes need to escalate issues in a timely manner; Able to develop some analytical and problem solving hypotheses, but may need guidance on more nuanced situations; Can perform analysis with some direction and coaching; Understands when the results of analysis are off base or unrealistic.
• Results Focus: Can independently manage time and work through a prioritized set of tasks; Works with urgency and focus; Escalates risks to timelines and where tasks are taking longer than anticipated or budgeted; Understands how their role fits into the overall effort; Seeks out advice, help, and information when needed to accomplish responsibilities.

• Laptop computer
• Cisco IP Communicator
• Fax, copier, scanner, printer

PC software training as needed

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.