Mortgage Underwriter

Are you an experienced mortgage underwriter looking for a remote opportunity with a community bank dedicated to making lives better? If so, we'd love to hear from you!

A Little About Us: Our mission is simple: to make lives better. We believe in supporting our community, our customers, and our employees. When you join us, you're not just taking a job; you're becoming part of a family that's dedicated to making a positive impact every day.

Key Responsibilities:

• Underwriting Excellence: Review and underwrite loan applications to ensure they meet bank, FHA/VA, and secondary market standards.
• Team Collaboration: Communicate effectively with processors, lenders, and other internal and external customers.
• Documentation Review: Analyze loan documentation for adherence to investor requirements and track missing documentation.
• Technical Expertise: Provide guidance to internal and external customers on loan-related queries.
• Compliance: Ensure all activities comply with state and federal laws, regulations, and Bank lending policies.

Hours of Work:

• Full-time, exempt position
• Weekly hours may vary to ensure department coverage

Qualifications:

• Must-Have:

  • Bachelor's Degree or equivalent experience
  • At least 2 years of experience as a mortgage underwriter or certified processor
  • Proficiency in Microsoft Word and Excel
  • Thorough understanding of the Secondary Market, products, and delivery

• Nice to Have:

  • FHA Certification (strongly preferred)
  • VA SAR / LAPP Designation (strongly preferred)
  • Proficiency in desktop underwriter
  • Thorough understanding of Fannie Mae and Freddie Mac guidelines

• Level of position is determined by experience and valid licensing/certifications

Our Commitment to Diversity:

We are an equal opportunity employer and ensure all qualified applicants receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.